The minimum credit score required to get a conventional loan with most lenders is 620, however with NEXA Mortgage, effective October 8th of 2021 new lower FICO of 580 for conforming loan products is available.
A conventional loan is the most common mortgage, it is surprisingly difficult to get James Richmond can help you.
About James Richmond
James Richmond is a Mortgage Broker with NEXA Mortgage, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
James has been in the mortgage industry for 8 years as an originator and in origination/sales management. Prior to the mortgage industry he spent 10+ years in operational management. He is decisive, knowledgeable, and creative when it comes to financing to help find the best product to help meet his clients’ goals. He takes pride in helping each client with their individual scenario and making sure that they have a seamless experience and strives to help guide both clients and agents to keep the process as stress free as possible. Handling every situation with integrity and being straightforward has helped him to grow his business and help more people every day reach the dream of home ownership and financial goals.
James loves to spend time with his wife and kids, and of course the family dogs – black labs Bella, Cooper, and our German Shepherd Duke. He enjoys training in Krav Maga and Brazilian Jiu-jitsu (BJJ), a big sports fan and an even bigger outdoorsman – he loves to travel, hike, hunt, and fish.
Call (816) 332-2610 to talk to James Richmond